Personal Finance Is the 5-minute rule real? January 30, 2026 by pups | Leave a Comment The 50-30-20 rule is a guideline for allocating your after-tax income, not a strict law. It suggests spending 50% on necessities, 30% on wants, and 20% on savings and debt repayment. The goal is to provide a simple framework for budgeting, rather than a rigid formula. What is the 50-30-20 Rule? The 50-30-20 rule is […] Read more »
Personal Finance Which things attract money? January 30, 2026 by pups | Leave a Comment Attracting money involves a combination of mindset, habits, and strategic actions. While there’s no guaranteed formula, cultivating a positive attitude toward wealth, managing your finances wisely, and continuously seeking opportunities for growth can significantly improve your financial situation. Building wealth requires a multifaceted approach that includes budgeting, saving, investing, and financial education. What Actions Can […] Read more »
Personal Finance Can I retire at 62 with $400,000 in 401k? January 30, 2026 by pups | Leave a Comment Retiring at 62 with $400,000 in a 401k can be feasible, but it requires careful planning. Consider factors like your expected expenses, additional income streams, and Social Security benefits. Health care costs and inflation should also be factored into your retirement budget to ensure long-term financial stability. Can I Afford to Retire at 62 with […] Read more »